HomeBuy helps people to get their first foot on the property ladder.
The HomeBuy Agent, Moat Housing Association, works with local authorities and other housing associations to provide HomeBuy options to people in housing need.
Moat’s teams will put you in touch with independent mortgage advisors and solicitors who will help you through every step of the way.
Who is eligible for HomeBuy?
HomeBuy helps people, usually first time buyers, who cannot afford to buy a property that suits their household needs on the open market. Social tenants and serving MoD personnel who wish to buy a property through HomeBuy are given top priority. Key workers are also given priority.
We can also help people who have previously owned properties but are now unable to buy without assistance, for example in the case of relationship breakdowns, or families who are over-crowded in their existing homes.
You must have an annual gross income of at less than £60,000 (joint or single income). The maximum income allowed is £60,000 per annum (single or joint). We will ask you to demonstrate that you cannot afford to buy a property to suit your household needs. You will need to have access to (or savings) of £5,000 to cover the initial costs of buying a home.
How do I apply for HomeBuy?
Before you apply, take some time to register on our website using the link below. Registration only takes a few minutes, and when it's done you will be able to browse through details of properties that are available now or available soon.
The application process takes around 20/25 minutes. Before you apply make sure you’ve got access to information about your income, expenditure, loans, etc. Once you’ve submitted your application form, you’ll receive an email to confirm that we’ve received it safely.
To register, or for more information, please click on the link below:
www.homebuy.co.uk
If you prefer, we can send you an application form in the post. Call us on 0845 359 6161. We’re open Monday to Friday from 9am to 5pm. Application forms are also available from the reception areas of your local council.